RELOCATING TO CHARLESTON FOR YOUR MEDICAL CAREER?
Buying a home in Charleston should be easy, especially when you’re saving lives. At King & Society, we guide medical professionals relocating to Charleston through every step of the home buying process. With strong relationships among the top local lenders, we help connect you to physician loan programs offering up to 100% financing and no PMI. From real estate to lending to logistics, we handle the details - so you can focus on helping the community while we focus on finding your home in the lowcountry.
Eligibility
Medical Doctors (DM, DPM, DO), Psychiatrists (licensed), Dentists (DDS, DMD), Veterinarians (DVM), Ophthalmologists (MD), Optometrists (OD)
Program Highlights
> Up to 100% Financing – No down payment required (up to $2.5M loan)
> LTV Ratios: Up to 100%
> Minimum FICO: Starting at 680
> DTI Ratios: Up to 50%
> Reserves: As low as 2 months
Contact
Jennifer Morris | NMLS #249382
Mortgage Loan Originator
📞 (843) 367-3162
[email protected]
710 Coleman Boulevard, Mount Pleasant, SC 29464
Eligibility
Participants must be active, not retired and include but are not limited to those with medical doctorate degrees, dentists, medical interns, residents, fellows and licensed physicians. Also eligible are optometrists, podiatrists, nurse practitioners, nurse anesthetists and physician assistants.
Loan Highlights
> No down payment on loan amounts up to $1,000,000
> Additional financing options available for loan amounts up to $3,000,000
> Loans for primary residences and second homes
> Construction and renovation financing available up to 89.99% loan-to-value
> No requirement for Private Mortgage Insurance (PMI)
Contact
Marcus White | NMLS# 758160
Senior Vice President, Mortgage Banker
📞 (843) 514-2733
[email protected]
182 Meeting Street, Charleston, SC 29401
Eligibility
Medical Doctors (MD), Doctors of Osteopathic Medicine (DO), Dentists, and Veterinarians-including those in residency.
Program Highlights
> No Private Mortgage Insurance required
> Purchase or refinance of primary residence
> Purchase of secondary residence
> Up to 100% financing available (loans up to $1,500,000)
> Up to 95% financing available (loans up to $2,000,000)
> Up to 90% financing available (loans up to $2,500,000)
100/95/90% financing available to qualified borrowers through the bank’s Portfolio Physician's Loan Program. Closing costs must be paid upfront and cannot be financed under the 100/95/90% programs. South State will loan up to 100/95/90% of the loan to value based on the lesser of the purchase price or a bank accepted appraisal.
Contact
Laurie Holscher
Mortgage Banker | NMLS #607889
📞 (843) 514-2733
[email protected]
southstatebank.com/laureholscher.com
855 Savannah Highway, Charleston, SC 29407
Relocating to Charleston as a physician or healthcare professional? We’ll help you find the right neighborhood and connect you with trusted, physician-friendly financing options.
| TITLE | PHONE | |
|---|---|---|
| Development Coordinator | (843) 478-5331 | [email protected] |